Last updated: February 20, 2026
Canada Privacy Rights (see Section 15)
U.S. State Privacy Rights: California (see Section 16)
8fig Inc., and its affiliates(collectively, “8fig,” “we,” or “us”) provide or facilitate funding to small and medium sized businesses (the “eBusiness Services”).
We recognize the importance of data privacy, and this Privacy Policy sets forth the terms and conditions with respect to how we process your personal information. This Privacy Policy describes, among other issues, the types of personal information that we collect, the purposes for which we use it, the types of third parties with whom we share it, and any rights and responsibilities you may have with respect to such personal information. use and protect your information.
This Privacy Policy applies to the personal information you provide us when you (i) visit any website that we own, license, or otherwise operate and that links to this Privacy Policy (each, a “Site”), (ii) use the eBusiness Services, or (iii) visit our offices or otherwise contact or engage with us. For purposes of this Privacy Policy, the Site, the eBusiness Services, and all information, products, goods and services sold or furnished by 8fig shall be referred to collectively as the “Services.”
PLEASE READ THIS PRIVACY POLICY CAREFULLY AS IT DESCRIBES YOUR RIGHTS, RESPONSIBILITIES, AND LIABILITIES. BY ACCESSING OR USING THE SERVICES OR OTHERWISE PROVIDING US WITH PERSONAL INFORMATION, YOU ARE CONSENTING TO THE TERMS OF THIS PRIVACY POLICY AND OUR TERMS OF USE AND ANY APPLICABLE COOKIE POLICY ON A SITE. THIS SITE IS ONLY FOR USE BY BUSINESS LEADERS ACTING IN A COMMERCIAL CONTEXT AND IS NOT INTENDED FOR, AND SHOULD NOT BE USED BY, CONSUMERS SEEKING ACCESS TO THE SERVICES FOR PERSONAL OR HOUSEHOLD USE.
8fig is headquartered in the United States. For more information on our data transfer practices, please see Section 9 (Data Retention and Localization).
1. Scope
This Privacy Policy applies to personal information that 8fig receives during its business operations as a “data controller” – which means we determine the purpose and means of processing such personal information. For purposes of this Privacy Policy, the term “personal information” means any information that, alone or in conjunction with other information or data, identifies or is linked to a particular individual or household and that is subject to, or otherwise afforded protection under, a data protection law, statute, or regulation. The term “personal information” does not include anonymized or de-identified data that is not attributable to a particular individual or household and that is not otherwise subject to a data protection law, statute, or regulation. 8fig may anonymize or de-identify personal information, and such data is not subject to this Privacy Policy, and 8fig may use such data for any purpose.
2. The Types and Categories of Personal Information We Collect
8fig collects personal information in order to provide our Services, comply with our legal obligations, promote our business interests, and for the other reasons set forth in this Privacy Policy. When you do not provide personal information to 8fig, we may not be able to provide you the Services or to complete a transaction you requested. Generally, we collect the following types and categories of personal information during our business operations:
| Personal Information | |
| Category | Description/Examples |
| Personal Identifiers | Identifiers, such as your name, alias, mailing/shipping address, email address, account name, telephone number, customer identification number, Social Security number, passport number, driver’s license number, or similar government identification documentation. |
| Registration Data | Information provided when you register for an account to use the Site, including usernames and passwords. |
| Background Check Data | Information pertaining to your financial status and criminal history to assess your ability to use the Services. |
| Demographic Data | Data about you such as your country of residence and preferred language. |
| Payment Data | Data necessary to confirm that your payment has been processed by our third-party payment processor. |
| Online Identifiers (For more information, see “Collection of Technical/Online Data” below) | Persistent identifiers that can be used to recognize you or your device over time and across different services, including a device identifier, an Internet Protocol (IP) address, cookies, beacons, pixel tags, mobile ad identifiers, and similar technology. |
| Commercial Information | Records of the Services you purchased, obtained, or considered, or your other purchasing or consuming histories or tendencies with respect to our Services. |
| Business Contact Data | Information related to employees, owners, directors, officers, or contractors of a third-party organization (e.g., business, company, partnership, sole proprietorship, nonprofit, or government agency) with whom we conduct, or possibly conduct, business activities. |
| Marketing and Communications Data | Information with respect to your marketing preferences and your subscriptions to our publications and alerts. |
| Internet and Electronic Network Data | Data pertaining to your access or use of the Site, including browsing history, content (e.g., search terms) entered into our Site, search history, and information regarding your interaction with the Site or advertisements embedded on the Site or other third-party websites, and information derived from any device that connects to our WiFi services. |
| Your Feedback | Information you provide about our Services, which may include data gathered from any 8fig surveys or reviews submitted by you. |
| Visitor Information | Information an individual provides when visiting any physical location or premises of 8fig (e.g., visitor logs and registries, vehicle and parking information). |
| Video and Images | In some circumstances, you may provide us images or we may record you via a video camera (e.g., on-premises security systems) or through video teleconferencing. |
| Geolocation Data | We may collect data about your location, which may be either precise or imprecise. Precise location data can be obtained through Global Navigation Satellite System data, as well as through nearby cell towers and Wi-Fi hotspots when you enable location-based products or features. Imprecise location data includes, for example, a location derived from your device or data that indicates where you are located with less precision, such as an internet protocol (IP) address or a city or postal code. |
| Professional or Employment Data (For more information, see “Employment Applications and Talent Management” below) | If you apply for a job with 8fig, we collect information set forth in a resumé, curriculum vitae, cover letter, and similar documentation, including contact details, employment history, skills, qualifications, education-level, job compensation and benefit preferences, criminal record, credit history and similar data, and information provided about or by your references. |
| Inferences | Inferences drawn from some of the personal information categories identified herein and used to create a consumer profile reflecting your purchasing and marketing preferences, characteristics, and behavior. |
| Financial Records | Your business/personal financial account data, including account access credentials, accountholder names, transaction details, financial details. |
| Communications Content and Recordings | When you email, call, or otherwise communicate or interact with 8fig, including if you sign up for our mailing lists, complete forms or enter search terms on our websites, interact with our social media pages, post a product review or testimonial, submit content in any online discussion groups, participate in a web conference/event, engage in our website chatbot or similar features, or otherwise enter information into public-facing comment fields, blogs, or community forums sponsored by or affiliated with 8fig, we may collect and maintain records of your contact details, communications and interactions, your posts or submissions, and our responses, if applicable. This includes when 8fig and you engage in “screen sharing” communication activities for the purpose of our due diligence and background check processes wherein 8fig has access to your computer/device. For the avoidance of doubt, 8fig, and our third-party service providers and partners, may collect, record, and transcribe any information you submit through the Services. |
| Financial Information Collection; Screen-Sharing Access | In connection with your business funding application, 8fig may request temporary remote screen-sharing access to your computer or device, with your express consent, for the limited purpose of collecting, downloading, and reviewing banking statements or related financial documents necessary to evaluate your application. 8fig’s screen sharing software is temporary, and will end when the connection between the two parties is closed, and will not result in any software remaining installed on your computer or device. 8fig may record session activities including date and duration of the communication, and identity of your business representative, for compliance, audit, or dispute-resolution purposes. 8fig may also collect, store, and retain your financial records, online banking credentials and related account information Session recordings and financial documents obtained will be retained in accordance with our retention policy for business and administrative purposes, including ongoing account monitoring, servicing, verification, and enforcement. |
3. Collection of Technical/Online Data
In addition, when you access the Site, we collect certain data automatically using technical means and tools. This data relates to your device, as well as your experience on the Site and other websites, including the following:
Usage and Device Data. When you access and use the Site, we automatically collect details of your access to and use of the Site, including traffic data, usage logs and other communication data, and the resources that you access and use on or through the Site (e.g., browsing history, search history). We may also collect information about your device and internet connection, including the device’s unique identifier (e.g., device type, IMEI, Wi-Fi MAC, IP address), operating system, browser type, and mobile network information. The Site may collect “diagnostic” data related to your use of the Site, such as crash data and logs, performance data (e.g., launch time, hang rate, or energy use), and any other data collected for the purposes of measuring technical diagnostics.
Cookies and Tracking Data; Social Media. We use “cookies” and other tracking technologies within the Site. A cookie is a small file placed on your smartphone or other device. It may be possible to refuse to accept cookies by activating the appropriate setting on your smartphone or device. However, if you select this setting, some parts of the Site may become inaccessible or not function properly. In addition, the Site may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit us to analyze data on your use of the Site (e.g., recording the popularity of certain content and verifying system and server integrity). The Site may collect and share to third parties data about the search terms you entered in a search bar on our Site or advertisements you have seen or engaged. For more information, see, where available, the Cookie Policy on each Site. From time to time, we may use on our Site certain third-party cookies and pixels provided by our marketing partners, including social media companies. To the extent we use such third-party cookies and pixels, you hereby agree to the terms and conditions set forth by those third parties, which may include Meta, X (formerly Twitter), TikTok, and LinkedIn, among others.
These third parties may use cookies alone or in conjunction with web beacons or other tracking technologies to collect information about you when you use our Website or mobile application. The information they collect may be associated with your personal information or they may collect information, including personal information, about your online activities over time and across different websites and other online services. They may use this information to provide you with interest-based (behavioral) advertising or other targeted content. Among others, the Website may be served by Google Analytics that sets cookies to calculate visitor, session and campaign data and track site usage for the site’s analytics report. The cookies store information anonymously and assign a randomly generated number to recognize unique visitors. You can usually adjust your browser settings to accept or reject cookies. Please be aware that disabling cookies may affect the functionality of certain areas of our website.
We do not control these third parties’ tracking technologies or how they may be used. If you have any questions about an advertisement or other targeted content, you should contact the responsible provider directly.
Site Monitoring. Please be aware that we, and our service providers and partners, use cookies and other tracking technologies within the Site to monitor and record any and all activities and communications to, from, and on, the Site. For the avoidance of doubt, you hereby acknowledge, agree, and consent to, such monitoring and recording by us and our service providers and partners.
Non-Cookie Technologies. We may deploy on our Site certain types of “Non-Cookie Technologies” provided by our service providers to support our digital advertising programs. These technologies often include browser cache, locally stored objects, or the creation of a statistical identifier wherein an identifier, much like a cookie identifier, is calculated based on the characteristics of a browser or device that distinguishes it from other browsers or devices. These identifiers are calculated either from the data your browser or device shares automatically or with additional data specifically requested from your browser or device.
4. Sources of Information
We collect personal information from the following sources:
- First Party / Direct Collection. We collect personal information directly from you when you contact us or use our Services (e.g., registering accounts, completing applications, signing up for subscriptions), when you provide a Product Review (as defined below), or whenever you directly engage with us, such as when you visit our offices or premises or otherwise contact us.
- Automated Collection. As described above, we may collect information and data, such as usage data and cookies, through automated means when you use the Site (see “Technical Data” above).
- Third-Party Sources. We also obtain data from third-parties. These third-party sources vary over time, but they are sources deemed credible by us and may be publicly available or available on a commercial basis. They can include: our affiliates, brokers, data brokers from which we purchase demographic data to supplement the data we collect; partners with whom we offer branded products or engage in joint marketing activities; fraud prevention agencies or credit reporting agencies in connection with credit determinations and ongoing account related purposes, if applicable; publicly available sources such as open government databases or other data in the public domain; social networking providers; advertising companies; and, third-party references. If you engage with, or otherwise purchase products from, others in our corporate group and/or other business partners, we may receive certain personal information about you from them.
5. How We Use your Information / Purpose of Collection
We may use the personal information we collect about you in order to perform our Services, comply with our legal obligations, and promote our business interests. Please see below for more information on how we use personal information:
| How We Use Personal Information |
| Provide, operate, maintain, improve, and promote our Services. |
| Enable you to access and use our Services, confirm your identity and monitor, detect and prevent fraud related to your accounts. |
| Process, monitor and complete transactions, and send you related information, including application confirmations and invoices. |
| Send you messages and communications related to our Services (e.g., responses to your comments, questions, and requests, customer services). |
| Furnish technical notices, updates, security alerts, and support and administrative messages to you about our Services. |
| To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection. |
| Provide you promotional and marketing communications (e.g., information about our Services, features, surveys, newsletters, offers, promotions, contests, and events). |
| Process and deliver contest or sweepstakes entries and rewards. |
| Monitor and analyze trends, usage, and activities in connection with our Services to promote our business interests. |
| Investigate and prevent fraudulent transactions, unauthorized access to or use of our Services, and other illegal activities. |
| Personalize our Services, including providing features or advertisements that match your interests and preferences. |
| 8fig may collect and use your personal information for any other purpose for which we obtain your consent. |
To the extent permitted by applicable law, we may use the information we have collected from you to enable us to display advertisements to our advertisers’ target audiences. If you click on or otherwise interact with an advertisement, the advertiser may assume that you meet its target criteria unless prohibited from doing so under applicable law.
Mobile Messaging Program. By providing your telephone number to 8fig, you agree to receive SMS/text messages and/or phone calls, including via auto-dialer and/or artificial or pre-recorded voice, from 8fig, affiliated funding companies including NewCo Capital Group LLC, or 8fig’s affiliates concerning our business relationship, including other programs we may offer you. You understand that your consent to receive marketing SMS/text messages is not required to purchase eBusiness Services and you can opt-out from receiving SMS/text messages at any time during a call or by replying STOP to a text. Standard message and data rates may apply. Please note that the foregoing is not, and shall not be interpreted as, an admission by 8fig that 8fig uses an autodialing system to transmit communications to you.
6. Sharing Information / Third-Party Disclosures
We may share your personal information with certain organizations and third parties in accordance with applicable law, including as set out below.
Intra-Group Transfers. We share personal information, to our parent organization, and to and among 8fig affiliates and subsidiaries, to efficiently manage the operation of our business, offer you additional products, or seek to market to you.
Service Providers. We may share your personal information with companies that provide funding to you and services on our behalf, such as hosting and analyzing the Site, conducting surveys and marketing on our behalf, processing transactions, tracking and responding to consumer questions or complaints, and performing analyses to improve the quality of our Services. Our Service Providers may use your personal information to enhance their own technology solutions and products.
Payment Card Transactions. All payments made through the Site, if any, are completed using a third-party vendor’s online payment system. 8fig does not have access to your credit card information and does not store or disclose your full credit card information. Any personal or financial information you provide to our online payment system is subject to the third party’s privacy policy and terms of use, and we recommend you review these policies before providing any personal or financial information.
Distributors and Business Partners. We may share your personal information with third parties that distribute our goods, products, and marketing materials. These distributors and partners may also share your personal information with us in order to facilitate a marketing tip or lead.
Marketing and Advertising Partners. We disclose personal data to marketing and advertising partners who help us to be able to provide tailored advertisements, promotions, contests and campaigns when you are interacting with 8fig on our Site, online platforms, on social media, or elsewhere. They also help us find new potential customers to serve marketing messages (also called “look alike”) or help us better ensure that we do not serve a marketing message to shoppers who are not interested in the product or service in question (also called “suppression”). A “look alike” campaign enables us to reach new people who are likely to be interested in our products because they are similar to you.
Business Restructuring. Circumstances may arise where, for strategic or other business reasons, 8fig decides to sell, buy, divest, merge or otherwise reorganize our businesses. We may disclose your personal information to the extent reasonably necessary to proceed with the negotiation or with the completion of a merger, acquisition, divestiture or sale of all or a portion of 8fig’s assets.
Legal; Compliance; Legitimate Interests. We may disclose personal information (i) if required by law or government order, or with a legal process, (ii) to protect and defend our rights or property, or (iii) in urgent circumstances, to protect the health and personal safety of any individual. In addition, 8fig may disclose your personal information with any third party when we believe such disclosure is necessary to defend or protect our legal, regulatory, or business interests. We may also disclose your information upon your express consent.
Sale. We may sell or share your personal information with third parties to personalize your experience and provide you with targeted advertisements that may be of interest to you.
Consent. In addition to the reasons for disclosure set forth herein, we may also disclose your personal information upon your consent.
In the event that you facilitate a transaction with 8fig, or request information from or otherwise engage with us, and such activities require 8fig to share your personal information with a service provider or other third party, you hereby consent to such disclosure and/or direct 8fig to intentionally disclose your personal information to the service provider or third party.
If you do not want us to share your personal information with unaffiliated or non-agent third parties for promotional purposes, you can also always opt-out of future promotional emails by clicking the “Unsubscribe” button in the body of the email, unless otherwise required by applicable law.
If you do not wish to have your email address or other contact information used by 8fig to promote our own or third parties’ products or services, you may opt out of future promotional emails by clicking the “Unsubscribe” button in the body of the email. This opt out may not apply to information provided to 8fig as a result of any accounts you have with us, financial application, product service experience or other transactions. California and Canada residents may have additional personal information rights and choices. Please see Your California/Canada Privacy Rights, below, for more information. Nevada residents who wish to exercise their sale opt-out rights under Nevada Revised Statutes Chapter 603A may submit a request to this designated address: service@8fig.co.
7. Social Media/ Platform Data Rights
We may engage with you on various social media platforms (e.g., Facebook, Twitter, Pinterest, Instagram). If you contact us on a social media platform for customer support or for other reasons, we may contact you via the social media’s direct message tools. Those communications to and from us are governed by this Privacy Policy. However, your use of a social media platform is also subject to the policies and terms of the relevant social media platform. Certain social media platforms may also automatically provide us with your personal information, the information we receive will depend on the terms that govern your use of the social media platform(s) and any privacy settings you may have set. The Site includes social media features and widgets (e.g., the “Facebook Like” button, the “Share This” button) or interactive mini-programs that run on the Site. These features may collect your IP address and which Site page you are accessing and may set a cookie to enable the feature to function properly. Social media features and widgets are either hosted by a third party or hosted directly on the Site. Your interactions with these features are governed by the privacy statement of the relevant social media platform that provides them.
According to the terms and conditions governing certain social media platforms, you may request that the information, data, or other content we obtain from or through the social media platform (“Platform Data”) be deleted or modified. If you would like Platform Data related to you deleted or modified, please contact us in accordance with the “Contact Us” section below and (i) identify the social media platform at issue and (ii) the Platform Data that you would like deleted and/or modified, and if modified, the modification to said Platform Data. We may also delete Platform Data if requested by the social media platform.
8. Links to Other Websites; Your Direct Third-Party Disclosures
As a resource to you, the Site may include links to third-party websites or provide you the opportunity to disclose information directly to third parties (e.g., credit card processors). Our Privacy Policy does not apply to such third-party websites or organizations. You assume all privacy, security, and other risks associated with providing any data, including personal information, to third parties via the Services. For a description of the privacy protections associated with providing information to third parties, you should refer to the privacy statements, if any, provided by those third parties.
Video Links. We may include videos and similar media players on our Site. By clicking on such videos and similar media players on our Sites, (i) you may be redirected to a third party’s website to play the video, or (2) it may play the video on our Site, although this functionality may be supported by a third party’s website or technology (e.g., YouTube, YouTube API, Vimeo). In any such case, by playing the videos or similar media players, you shall become subject to the third party’s terms and conditions, including, but not limited to, its terms of service and personal information privacy policies and practices, including the terms governing YouTube and Vimeo.
9. Data Retention and Localization
The period during which we retain your personal information varies depending on the purpose for the data processing. For example, we retain personal information for as long as needed to provide you with our Services, to facilitate transactions you have requested, to comply with our legal obligations (e.g., tax filings, export control laws), to engage in marketing activities, and for as long as is necessary to defend our legal or business interests. In all other cases, we retain your personal information for as long as is needed to fulfill the purposes outlined in this Privacy Policy.
8fig is based in the United States, and have personnel and contractors located in jurisdictions throughout the world. The personal information that we collect and process is retained and stored in the United States, among other countries. 8fig uses service providers that store personal information on our behalf in the United States and in other countries where you may not be a resident. Please be aware that the United States, and these other countries, may not provide the same level of protection of personal information as in your country, state, or other jurisdiction of residence or nationality, and when transferred to the United States or elsewhere, your personal information may be accessible by, or otherwise made available to, local government authorities and officials pursuant to judicial and/or administrative orders, decrees, and demands, and/or other domestic laws, statutes, and regulations. 8fig does not participate in the U.S. Data Protection Framework. By continuing to provide us such information, you hereby acknowledge and agree that your personal information will be transferred to, and stored in, the United States and in the countries where our service providers are located.
10. Security
We seek to protect the security of your personal information and use a variety of security technologies and procedures to help protect your personal information from unauthorized access, use, or disclosure. HOWEVER, NO INFORMATION SYSTEM CAN BE FULLY SECURE, AND WE CANNOT GUARANTEE THE ABSOLUTE SECURITY OF YOUR PERSONAL INFORMATION. MOREOVER, WE ARE NOT RESPONSIBLE FOR THE SECURITY OF PERSONAL INFORMATION YOU TRANSMIT TO THE SITE AND/OR THE SERVICES OVER NETWORKS THAT WE DO NOT CONTROL, INCLUDING THE INTERNET AND WIRELESS NETWORKS, AND YOU PROVIDE US WITH ANY PERSONAL INFORMATION AND DATA AT YOUR OWN RISK. TO THE EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE OR OTHERWISE RESPONSIBLE FOR ANY DATA INCIDENT OR EVENT THAT MAY COMPROMISE THE CONFIDENTIALITY, INTEGRITY, OR SECURITY OF YOUR PERSONAL INFORMATION CAUSED BY A THIRD PARTY. The safety and security of your personal information also depend on you. Where we have given you (or where you have chosen) a username and password to access our Services, you are responsible for maintaining the security and confidentiality of those credentials and not revealing them to others. You must contact us immediately (and in any event within twenty-four (24) hours) if you have reason to believe that your username or password to our Services has been compromised. You acknowledge and agree that we may contact you via email or other electronic communications in the event we are legally required to notify you of a data security incident or event related to your personal information.
11. No Data Collected from Children
The Site is not directed at, nor intended for use by, children. As a result, if you are under the age of eighteen (18), you are prohibited from accessing or using the Services (including the Site) or providing us with your personal information.
12. Publicly Posted Information; Product Reviews
You may, from time to time, have the ability to submit via the Site a comment on, provide an opinion about, rate, or otherwise discuss our Services (a “Product Review”). In other circumstances, you may directly provide us feedback on our business, our business sector, or the Services (“Feedback”). Any information or content you post in a Product Review or in your Feedback may be available to other users of the Site (and our social media platforms) and may be retrievable by third-party search engines, and third parties may also be able to download or share your Product Review and Feedback to social media websites or elsewhere. We recommend that you guard your privacy and anonymity and not upload any information in your Product Review and Feedback that you wish to remain confidential. Any third party with access to your information via the Site will be permitted to use the information in the same manner as if you submitted the information directly to that third party. Publicly posting any information on the Site is entirely voluntary on your part, and we recommend you carefully consider the information you choose to make publicly available. As between you and 8fig, any and all Product Reviews and Feedback shall be considered our confidential and proprietary information. In order for 8fig to utilize such Product Reviews and Feedback, you grant to 8fig a non-exclusive, perpetual, irrevocable, worldwide, royalty-free license, with the right to sublicense, under all relevant intellectual property rights, to use, publish, and disclose such Product Reviews and Feedback in any manner we choose and to display, perform, copy, make, have made, use, sell, and otherwise dispose of 8fig’s and our sub-licensees’ products or services embodying such Product Reviews and Feedback in any manner, including language translation, and via any media we choose, without reference to the source. 8fig shall be entitled to use Product Reviews and Feedback for any purpose without restriction or remuneration of any kind with respect to you and/or your representatives.
13. Your Responsibilities
You are permitted, and hereby agree, to only provide personal information to 8fig if such personal information is accurate, reliable, and relevant to our relationship and only to the extent such disclosure will not violate any applicable data protection law, statute, or regulation or infringe upon a person’s data privacy rights or privileges. IF YOU PROVIDE PERSONAL INFORMATION (INCLUDING PERSONAL INFORMATION CONCERNING A THIRD PARTY) TO 8FIG, YOU EXPRESSLY REPRESENT AND WARRANT TO 8FIG THAT YOU HAVE THE FULL RIGHT AND AUTHORITY TO PROVIDE 8FIG WITH SUCH PERSONAL INFORMATION (INCLUDING PERSONAL INFORMATION CONCERNING A THIRD PARTY) AND THAT 8FIG’S USE AND PROCESSING OF SUCH PERSONAL INFORMATION AS SET FORTH HEREIN WILL NOT VIOLATE ANY PERSON’S RIGHTS OR PRIVILEGES, INCLUDING RIGHTS TO PRIVACY. YOU HEREBY AGREE TO FULLY AND COMPLETELY INDEMNIFY 8FIG FOR ANY CLAIMS, HARM, OR DAMAGES THAT MAY ARISE FROM YOUR PROVISION OF PERSONAL INFORMATION (INCLUDING PERSONAL INFORMATION CONCERNING A THIRD PARTY) TO 8FIG. You are prohibited from providing us with “consumer health data” or similar health information.
14. Updating Your Information
It is important that the personal information that you provide to us is accurate and reliable. In certain circumstances, you may have the ability to directly edit your account to update and change your personal information (e.g., name, telephone number, email, shipping address), and you must do so when such changes are warranted. If our Site does not provide these capabilities, then you must write to us in accordance with the Contact Us section below so we can update our records.
15. Canada Privacy Rights
8fig is located in the United States. Residents of Canada have privacy rights that may vary based on the province/territory in which you live. Under certain circumstances and subject to applicable laws, supported by a written request and proof of identification, you may access information about you that we have collected, used or disclosed, and/or ask that it be corrected, and/or withdraw your consent to our disclosure or use of your information. As required or permitted by applicable law, you may be entitled to additional rights, including: (i) the right to control the dissemination of your personal information; (ii) the right to receive computerized personal information collected from you in a structured, commonly used and technological format and to have this personal information transferred directly to another organization; (iii) the right to be informed of and submit observations regarding automated decision-making; and (iv) the right to request information about data processing.
You also have a right to lodge a complaint with a competent data protection authority, in particular in the region where you normally reside, where we are based or where an alleged infringement of data protection law has taken place. To exercise any of these rights, please contact us as set forth in the “Contact Information” section below.
In some cases, we collect your consent to collect, use or disclose your personal information for purposes set out in this Privacy Policy. Please note, you cannot withdraw your consent to the collection, use and disclosure of your personal information if (i) we are legally required to collect, use or disclose your personal information; (ii) it relates to a product we have granted to you and where we are required to collect and exchange your personal information on an ongoing bases with credit bureaus or other funders, or (iii) it is being shared with our affiliates that are providing you with a jointly offered product or service. Withdrawing your consent in certain situations may also mean that we may not be able to provide you with the products or services you have or requested. We may monitor or record our incoming or outgoing telephone calls to ensure accuracy, security, service quality for training purposes, to protect you against fraud, and to establish a record. We will tell you when we are recording a call and if you do not wish to have your call recorded you have other options to conduct business with us such as online or contacting us in writing.
16. U.S. State Privacy Rights: California
Under the California Privacy Rights Act of 2020, California residents are entitled to certain data privacy rights:
- Right to Know (Specific Pieces of Personal Information). You have the right to know the specific pieces of your personal information that we have collected about you.
- Right to Know (Categories of Personal Information). You have the right to know (i) the categories of personal information we have collected from you; (ii) the categories of sources from which the personal information is collected; (iii) the categories of your personal information we have sold or disclosed for a business purpose; (iv) the categories of third parties to whom your personal information was sold or disclosed for a business purpose; and (v) the business or commercial purpose for collecting or selling your personal information.
- Right to Delete. You have the right to request that we delete your personal information that we have collected and retain.
- Right to Correct. You have the right to request that we correct inaccurate personal information that we have collected and retain.
- Nondiscrimination. You have the right not to be subject to discrimination for asserting your rights under the CCPA.
Right to Delete Personal Information. You have the right to request that we delete any of your personal information that we collected from you and retained, subject to certain exceptions. Once we receive and confirm your verifiable consumer request, we will delete, and direct our service providers to delete, your personal information from our records, unless an exception applies. We may deny your deletion request if retaining the information is necessary for us, or our service providers, to:
- Complete the transaction for which we collected the personal information, provide a service that you requested, take actions reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform our contract with you.
- Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities.
- Debug to identify and repair errors that impair existing intended functionality.
- Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when the deletion of the information is likely to render impossible or seriously impair the achievement of such research, if you have provided informed consent.
- Exercise free speech, ensure the right of another consumer to exercise their free speech rights, or exercise another right provided for by law.
- Comply with the California Electronic Communications Privacy Act (Cal. Penal Code § 1546 et. seq.).
- Enable solely internal uses that are reasonably aligned with consumer expectations based on your relationship with us.
- Comply with a legal obligation.
- Make other internal and lawful uses of that information that are compatible with the context in which you provided it.
For more information about these and other situations in which we may not delete your information, please see Cal. Civil Code § 1798.105(d).
Submit a Privacy Request. To submit a privacy request, you (or your authorized agent) may contact us in accordance with the “Contact Us” section listed below. However, any such authorized agent must be registered with the California Secretary of State to conduct business in California.
Privacy Request Verification Process. If you (or your authorized agent) make any request related to your personal information, 8fig will ascertain your identity (and the identity of the authorized agent, to the extent applicable) to the degree of certainty required or permitted under the law before addressing your request. In particular, 8fig will, to the extent required or permitted by law, require you (or your authorized agent) to verify your request via email, request certain contact information or government identifiers, and we will match at least two pieces of such personal information with data that we have previously collected from you before granting you access to, erasing, or correcting, specific pieces or categories of personal information, or otherwise responding to your request. We may require written documentation that demonstrates that a third party is authorized to serve as your agent for the purposes of submitting the requests set forth herein, unless you have provided the authorized agent with power of attorney pursuant to California Probate Code §§ 4121 to 4130. None of the CCPA’s rights are absolute, and such rights are subject to legal and regulatory exceptions and exemptions. For more information about the CCPA, please see: https://oag.ca.gov/privacy/ccpa.
We sell or share your personal information with third parties to personalize your experience and provide you with targeted advertisements that may be of interest to you. Under California and other state laws, you have the right to opt out of the “sale” or “sharing” of your personal information at any time.
Opt-Out Rights / Do Not Sell My Personal Information. California residents have the right to opt out of the “sale” of their personal information. To opt out of this selling of your personal information in these circumstances, please click on the tool visible as a “Do Not Sell/Share My Personal Information” link on the footer of the Site. You, or your authorized agent, may also contact us in accordance with the “Contact Us” section listed below.
Opt-Out Rights / Do Not Share My Personal Information. California residents have the right to opt out of the “sharing” of their personal information. 8fig uses third-party analytical and targeted advertising features on our Site and similar web tools provided by our marketing partners, and such features, tools and marketing relationships involve the disclosure of your personal information to third parties and may constitute the “sharing” of your personal information for CCPA purposes. To opt out of this sharing of your personal information in these circumstances, please click on the tool (sometimes visible as a “Your Privacy Choices” or a “Do Not Sell/Share My Personal Information” link on the footer of the Site) to set your preferences. You, or your authorized agent, may also contact us in accordance with the “Contact Us” section listed below.
Opt-Out Rights / Use of Automated Decisionmaking Technology (“ADMT”). California residents have the right to opt out of ADMT used to make a significant decision concerning consumers. 8fig does not use ADMT to make decisions concerning consumers, and therefore we do not provide opt-out request processes for use of ADMT(because we do not undertake such activities).
Children. The Site is not directed at, and should not be used by, minors under the age of eighteen (18), and therefore 8fig does not knowingly sell or share the personal information of minors under eighteen (18) years of age.
Limit Use of Sensitive Personal Information. 8fig does not use or disclose sensitive personal information for reasons other than those set forth in the CCPA, and therefore we do not provide individuals with the ability to limit how we use or disclose such sensitive personal information.
Your Texas Privacy Rights
The Texas Data Privacy and Security Act (TDPSA) provides Texas residents with the rights listed below, subject to applicable law. The categories of personal information we process, our purposes for processing your personal data, the categories of personal data that we share with third parties and the categories of third parties with whom we share it are detailed above in this Privacy Policy.
Certain rights that you may have concerning your personal data are set forth in this Privacy Policy. The TDPSA provides you with the following additional rights:
- Right to know. You have the right to know and see what personal data we have collected about you.
- Right to data portability. You have the right to obtain a copy of your personal data that you previously provided to us in a portable and, when feasible, readily usable format, where the processing is carried out by automated means.
- Right to delete. You have the right to request that we delete the personal data we have collected about you.
- Right to opt out of sharing. You have the right to opt out of the sharing of your personal data and/or the processing of your personal data for purposes of (i) targeted advertising or (ii) profiling in furtherance of decisions that produce legal or similarly significant effects concerning you. As of the latest date of the Privacy Policy:
- We DO process personal information for the purposes of targeted advertising
- We DO NOT engage in profiling decision based on your personal information that produce legal or similarly significant effects concerning you.
- If you wish to opt out of the processing of your personal information for any of the purposes set forth in this sub-section, please click here.
- Right to correct. You have the right to request that we correct inaccurate personal data.
- Right to nondiscrimination. You have the right not to receive discriminatory treatment by us for the exercise of your TDPSA privacy rights. Unless permitted by the TDPSA, we will not:
- Deny you goods or services.
- Charge you different prices or rates for goods or services, including through granting discounts or other benefits, or imposing penalties.
- Provide you a different level or quality of goods or services.
- Suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services.
Exercising Your Texas Privacy Rights
If you wish to opt out of the processing of your personal information for targeted advertising, please click the Do Not Share My Personal Information link on the website.
17. Marketing Preferences
You may, at any time, opt-out from receiving marketing emails from us. To opt-out from such marketing, please use the “unsubscribe” or “preference” features within our email communications or contact us in accordance with the “Contact Us” section below.
18. Global Privacy Control; Do-Not-Track Signals
Some browsers and browser extensions support the Global Privacy Control (“GPC”) that can send a signal to process your request to opt out from certain types of data processing, including data “sales” as defined under certain laws. When we detect such a signal, we will make reasonable efforts to respect your choices indicated by a GPC setting as required by applicable law. Some web browsers may also transmit “do-not-track” signals to the website with which the user communicates. Because of differences in how web browsers incorporate and activate this feature, it is not always clear whether users intend for these signals to be transmitted, or whether they are even aware of them. Unless otherwise required by law, we currently do not take action in response to these signals.
19. Persons with Disabilities
8fig strives to ensure that every person has access to information related to our Services, including this Privacy Policy. Please contact us if you would like this Privacy Policy provided in an alternative format, and we will seek to meet your needs.
20. Employment Applications and Talent Management
As part of our recruitment and talent management process, we collect personal information with respect to individuals who are interested in working for us. In this context, we collect employment and application data, such as the following: contact information (e.g., name, title, residential or postal address, telephone number, and personal email address); information in a curriculum vitae, resumé, cover letter, or similar documentation; details regarding the type of employment sought, willingness to relocate, job compensation and benefit preferences; health data (e.g., medical conditions); information related to your background, education, criminal record, credit history and similar data; information provided about or by your references or other third parties related to your employment history, skills, qualifications, or education; and information related to previous applications to us or previous employment history with us. When permitted by law, we may collect information about your race and ethnicity to assist with our diversity and inclusion programs.
We use this information for the following purposes: to identify and evaluate job applicants; to verify your information; to complete employment, education, background and reference checks; to communicate with you about the recruitment process and your application; to comply with our legal, judicial, regulatory, administrative, or other corporate requirements; to analyze and improve our application and recruitment process; to accommodate individuals who may have specialized needs during the employment process; and to protect the rights, interests, and property of our business, other job applicants, employees, or the public, as required, or permitted, by law.
We share this personal information with third parties (see “Sharing Information / Third-Party Disclosures”), and we may also use this employment and application data for any other purpose set forth in this Privacy Policy.
Please see above for any privacy rights you may have with respect to this personal information.
21. Events and Video Teleconferencing
8fig uses web-based conferencing platforms and applications (each a “Conference Platform”) for the purpose of hosting or conducting video and audio meetings and conferences, webinars and similar training exercises, social events, and other types of video and audio meetings (collectively, “Conferences”). We often use Conference Platforms that are owned and administered by a third-party service provider (e.g., Google, Zoom, WebEx, Skype for Business). The type of personal data processed by 8fig via a Conference Platform depends on the scope and nature of the Conference, and may include your identity data, registration data, transaction data, technical data, and other information furnished to 8fig during the Conferences. Please note that 8fig, and our third-party service providers and partners, may record our Conferences, including the content of communications and activities that occur therein, and 8fig may use and disclose such content, information and data for our own business purposes. By participating in a Conference, you hereby consent to such recording, use, and disclosures. Please ensure data and privacy protection in the background of your Conference (e.g., by notifying bystanders of the Conference, using the background masking function), where technically feasible. You may not furnish an access code or a link to a Conference without permission from 8fig.
22. Changes to the Policy
We reserve the right to amend this Privacy Policy at any time. We will notify you if this Privacy Policy is amended by updating the “Last Updated” section listed above. It is your responsibility to periodically review the Privacy Policy to determine whether any amendments have been made hereto. Your use of the Services, and continued use of the Services after any amendments are made to this Privacy Policy, signifies your consent to this Privacy Policy and any amendments hereto. We may, in our sole discretion, provide you communications, including via email or text messages, about changes to our Privacy Policy; however, such communications do not abrogate or otherwise limit your responsibility to periodically review the Privacy Policy to determine whether any amendments have been made hereto.
23. Contact Us
If you have questions regarding this Privacy Policy or our handling of your personal information, would like to request more information from us, or would like to exercise a data privacy right, please contact us by (mail) 8fig, ATTN: Privacy Champion, 1801 NE St, North Miami, FL 33181 US, or https://www.8fig.co/contact-us/, toll free phone number +1 (737) 263-4396 or service@8fig.co.