Get quick business funding with a customized offer in under six hours. 8fig provides flexible, non-dilutive funding for inventory, cash flow and growth
For US businesses
No credit score impact
Equity-free capital
Fast business funding
Tell us about your
business.
4 min
Securely connect
your platforms.
~10 min
Select the funding plan
that suits your business.
~6h
“We did all the interviews with other funding companies, then we stumbled upon 8fig. We really loved how flexible the terms were-how it could work with our schedule, and how we could figure out a plan and solution just for us.
We’re a custom business, and 8fig is a custom business.
It’s not a cookie-cutter approach.”
| Comparison criteria |
 |
Other |
|---|---|---|
| Funding structure |
Continuous funding tied
to your growth cycle |
One-off lump sum
|
| How you're assessed |
A plan built around your
future growth |
Based mostly on past sales
|
| Fit for your business |
Built for inventory &
cash flow cycles |
Generic, one-size-fits-all
|
| Terms |
Flexible – adjust amount
and schedule as you grow |
Fixed, rigid terms
|
| Repayment |
Aligned to your supply
chain ups and downs |
Fixed schedule
|
See why eCommerce businesses choose 8fig for flexible funding, AI-powered forecasting and support as they grow.
Seamlessly connect your bank account and eCommerce store, and let 8fig’s AI create a tailored funding offer between $9K and $10M.
eCommerce funding provides online businesses with capital for expenses such as inventory, production, shipping and marketing. 8fig offers flexible, non-dilutive funding tailored to the business’s sales performance, cash-flow needs and operating cycle.
8fig reviews your business performance and connected sales data to create a personalized funding offer. If eligible, you can review the proposed funding amount, costs and payment schedule before deciding whether to proceed, and it enables you to make changes as you go.
8fig refers to this tailored funding structure as your Growth Plan. It sets out how much funding is available and how payments and funding releases are structured for your business.
8fig is designed for established US online sellers. To meet the initial eligibility criteria, your business must generally have:
Eligible businesses may receive a tailored offer between $10,000 and $10 million. The amount available depends on your business performance, connected data and funding requirements. Meeting these criteria does not guarantee approval, and additional assessment requirements may apply.
After completing the online application and connecting the required business accounts, you could receive a customised funding offer in under six hours. Funding terms are tailored to each business, up to a maximum of four months. Your offer will set out the funding amount, costs, payment schedule and applicable term before you decide whether to proceed.
Eligible businesses can use 8fig funding for inventory, production, shipping, marketing and other operating expenses. It can provide working capital for eCommerce businesses managing cash-flow gaps between paying suppliers and receiving revenue from sales.
8fig provides non-dilutive business funding. Eligible businesses are not required to give up equity or ownership, and no collateral is required, subject to the terms of the funding agreement. Your offer will clearly set out the funding amount, costs, payment schedule and term before you proceed.
Applying for 8fig funding does not affect your credit score. 8fig assesses your application using your business history, sales performance and connected account data.
Yes. Eligible private-label and wholesale Amazon sellers can apply for 8fig funding to support inventory, production, shipping, marketing and other business expenses. Offers are based on the business’s performance, connected account data and funding requirements, subject to assessment and approval.
Yes. Eligible businesses selling through Shopify can apply for 8fig funding. Your offer is created by 8fig based on your business performance, connected sales data and funding requirements, subject to assessment and approval. 8fig is an independent funding provider and is not affiliated with or endorsed by Shopify.
Shopify Capital is Shopify’s own financing product for eligible merchants on its platform. 8fig is an independent funding provider that can assess eligible businesses selling across supported eCommerce channels, rather than limiting its assessment to a single storefront. Funding structures, costs, eligibility requirements and payment arrangements vary, so businesses should review the terms of each offer before deciding which option suits them.
Once funded, you can use the 8fig platform to view your funding details, track upcoming payments and manage your funding plan in one place. This gives you clearer visibility over your funding amount, payment schedule and remaining term.
