Custom funding by 8fig: The future of eCommerce

Imagine tailoring every aspect of your business to fit your unique needs – except your funding. Isn’t it time your financing caught up?

Customization is the new standard

In today’s digital age, personalization is no longer a luxury – it’s an expectation. A striking 70% of consumers consider personalized experiences crucial when interacting with brands. 

From curated playlists to tailored shopping recommendations, customization is a significant part of our daily lives. Yet, when it comes to financing, many eCommerce businesses still face rigid, one-size-fits-all solutions. 

This disconnect raises a critical question: why hasn’t funding evolved to meet the demand for flexibility?​

Why flexibility matters in eCommerce growth

Every eCommerce business is distinct, navigating its own set of challenges and opportunities. Traditional funding models often impose fixed repayment schedules and stringent terms, which can strain businesses during fluctuating market conditions. 

Conversely, flexible funding options, such as revenue-based financing, align repayments with revenue streams, allowing businesses to remit a percentage of their monthly income. This adaptability ensures that during slower periods, repayments decrease, safeguarding cash flow and promoting sustainable growth.

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How customization helps sellers thrive

The power of personalized funding is evident in its impact on business performance. Companies that excel at personalization generate 40% more revenue than their counterparts. By customizing funding solutions, eCommerce sellers can optimize inventory management, enhance marketing strategies, and seize growth opportunities without the constraints of traditional financing. 

This level of adaptability not only fosters resilience but also positions businesses to thrive in a competitive marketplace.​

8fig: Funding that fits you

At 8fig, we don’t believe in a one-size-fits-all approach to funding. eCommerce businesses don’t operate on fixed schedules – so why should their financing? Our flexible Growth Plan allows sellers to customize their funding at every stage, making sure it fits their real-time needs.

What makes 8fig’s customization different?

Unlike traditional lenders, which usually lock businesses into rigid repayment schedules, 8fig’s funding model is designed for agility. Here’s what sets it apart:

• Adjust funding amounts – Need more capital to scale faster? Increase your funding mid-cycle based on your store’s performance.
• Modify remittance terms – If your cash flow dips, you can temporarily lower your remittances instead of struggling with fixed payments.
• Set flexible start dates – Launch funding when it makes the most sense for your inventory cycle. If your supply chain is delayed, push back your first payment date accordingly.

Example: A seller preparing for peak holiday sales might start with a moderate funding amount in Q3, ramp it up in Q4, and scale it back post-holiday season. With 8fig, they can tweak their plan as demand fluctuates – without having to reapply for a new loan or renegotiate terms.

Customize your funding, even before you accept

With traditional loans, you’re stuck with fixed terms from the moment you sign. But with 8fig, customization starts before you even accept an offer. Sellers can tailor their funding at the offer stage – adjusting funding amounts, remittance schedules, and start dates to align perfectly with their cash flow and inventory cycles. This ensures that from day one, your funding works for your business, not against it.

Instant adjustments, zero hassle

One of the biggest frustrations sellers face with traditional financing is the time-consuming back and forth of renegotiation. At 8fig, we cut out the delays. Need to make a change? You can adjust your Growth Plan with one click – no negotiations, no waiting.

• No hidden fees
• No lengthy approval processes
• No need to reapply for additional funding

This flexibility is especially valuable for sellers navigating seasonal sales trends, inventory shortages, or unexpected expenses. By staying in control of their funding, sellers can make data-driven decisions in real time instead of just reacting to financial constraints.

Customization is the future of eCommerce finance

The shift towards personalized, data-driven solutions is transforming the eCommerce landscape. Businesses equipped with flexible funding options are better positioned to adapt, compete, and grow. 

With 8fig, your funding evolves with your business, ensuring that your financial solutions are as dynamic as the market you operate in.

Your business is unique, and your funding should be too. Start customizing your growth today.

Have article ideas, requests, or collaboration proposals? Reach out to us at editor@8fig.co – we’d love to hear from you.

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